FAFSA FAQs
Students can apply for financial aid by completing a Free Application for Federal Student Aid (FAFSA) or the Texas Application for State Financial Aid (TASFA). If you are a US Citizen or Lawful Permanent Resident you should complete a FAFSA.The FAFSA can be completed online at www.fafsa.gov. Students can receive assistance to complete the FAFSA at UTRGV U Central at the computer lab area.The TASFA can be found at www.utrgv.edu/finaid under the Forms section for the appropriate year. Students that need assistance in completing the TASFA should come to U Central or schedule an appointment with a Financial Aid Advisor.
In order to complete the FAFSA or TASFA you will need your and your Contributor's (if applicable)
- Most current year tax return
- W2s
- Or other income information
- A biographical information from student and Contributors
- Contributors marital status informaton
Students can apply for financial aid by completing a Free Application for Federal Student Aid (FAFSA) or the Texas Application for State Financial Aid (TASFA).If you are a US Citizen or Lawful Permanent Resident, you should complete a FAFSA. The FAFSA can be completed online at www.fafsa.gov. Students can receive assistance to complete the FAFSA at UTRGV U Central in the Express lab area.The TASFA can be found at www.utrgv.edu/finaid under the Forms section for the appropriate year. Students that need assistance in completing the TASFA should come to U Central or schedule an appointment with a Financial Aid Advisor.To complete the FAFSA or TASFA you will need the following information for you and your Contributor (if applicable):
- Your most current year tax return
- W2s
- Biographical information
- Marital status information
- Other income information
Students, Contributors, and borrowers are required to use an FSA ID, made up of a username and password, to access certain U.S. Department of Education websites. Your FSA ID is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents. You can create an FSA ID when logging into certain ED websites, including the FAFSA. The FSA ID process consists of three main steps:1. Enter your log-in information. Provide your e-mail address, a unique username, and password, and verify that you areat least 13 years old.2. Enter your personal information. Provide your Social Security number, name, and date of birth. Include your mailing address, e-mail address, telephone number, and language preference. For security purposes, provide answers to five challenge questions. 3. Submit your FSA ID information. Agree to the terms and conditions. Verify your e-mail address. (This is optional, but helpful. By verifying your e-mail address, you can use your e-mail address as your username when logging into certain ED websites. This verification also allows you to retrieve your username or reset your password without answering challenge questions.) To obtain an FSA ID go to:https://studentaid.gov/fsa-id/create-account/launch.
Unfortunately, we will not be able to process your verification until your taxes have been officially filed with the IRS and you have submitted your IRS Tax Transcript and supporting documentation to the Financial Aid Office. You financial aid awards will not disburse until verification is complete.
Requiring to file is determined by the IRS. If you earn more than the income threshold, you are required to file. If you earn below the income threshold, then you may only need to submit your W-2 form(s) as proof of your income.For those that earn self employment income of over $400 a year, they are required to file.If you don't have social security number, you must apply for an Individual Tax Identification Number.For more information please vist www.irs.gov. Yes, you must provide your step-Contributor's income information and all other requested information. The U.S. Department of Education requires that you submit all requested information for the Contributor(s) with whom you live and also anyone married to the Contributor with whom you live.
If you are a dependent student, you Contributors must submit all financial information requested by UTRGV, regardless of whether they support you or intend to continue supporting you.
Acceptable forms of documentation include: child support paid worksheet (found at www.utrgv.edu/finaid under Forms section), a printout from the Attorney General's Office, showing amounts paid, or a detailed bank statement showing debits from the Attorney General's Office.
If you are an orphan and were not adopted prior to turning 13, please provide death certificates for both of your Contributors & student's birth certificate.If you are a ward of the court provide the court document that shows that you were a ward of the court after age 13 in the state of your legal residence.If you were in foster care please provide the court document that shows that you were in foster care after age 13.If you are or were an emancipated minor provide court documents that show you are or were an emancipated minor in the state of your legal residence.Only official documentation proving you fall under one of these classifications will be accepted as proof, notarized statements will not be accepted. If you have lost your court documents, copies of documents may be obtained from your caseworker or they can be requested at the court. If you are not an orphan, a ward of the court, in foster care, or emancipated minor you will need to correct your FAFSA and include your Contributors' information and signature in order for your application to be official.
Yes, at your discretion, proof of citizenship or permanent residency can now be faxed, e-mailed, or uploaded.
All participants must provide consent and approval even if they didn't file a U.S. federal tax return or an any tax return at all.
Rejected ISIR: Your financial aid application was rejected by the Department of Education due to an error on your FAFSA. The most common errors include, misspelled names, wrong social security numbers, wrong DOB's, or skipped value fields on the FAFSA. Please go to www.fafsa.gov to make the necessary corrections to your FAFSA.If you need assistance with making corrections, please visit our Computer Lab area located at U Central.Rejected Signature: Your financial aid application was rejected because you failed to electronically sign it or, in the case of dependent students, failed to provide a Contributor signature. Please go to www.fafsa.gov to add the necessary signature(s). If you need assistance with making corrections, please visit our Computer Lab located at U Central. You will not receive financial aid until this issue is resolved.
Verification is a review process created by the U.S. Department of Education that enables the UTRGV Financial Aid Office to determine the accuracy of information provided on students' financial aid applications. You can be randomly chosen for verification, or conflicting information may be the reason why your application has been flagged.The Financial Aid Office will request documentation such as copies of Tax Return Transcripts filed by the student and, if applicable, student's Contributor(s) or spouse. Verification must be completed before a student can receive Title IV aid. If you have not already done so, we highly encourage you to use the IRS Data Retrieval Tool to provide your income tax information. This tool simplifies and expedites the completion of the verification process.
You were chosen for verification based on the information you provided on the FAFSA submitted to the Department of Education. You can be randomly chosen for verification, or conflicting information may be the reason why your application has been flagged. The Financial Aid Office will request documentation such as copies of Tax Return Transcripts filed by the student and, if applicable, student's Contributor(s) or spouse. Verification must be completed before a student can receive Title IV aid.
Students selected for verification will need to complete their verification process in the ProVerifier+ portal. If you need to complete your verification process in ProVerifier+ you must fill out, sign and submit documents online, print forms are not acceptable. Once you sign in to your ASSIST account you will see a link to ProVerifier+ under your pending requirements.For more information go to:my.utrgv.edu Financial Aid =>Financial Aid Status =>Aid Year Review RequirementsAll other students should sign in to their ASSIST account to access their required forms and documents.
The verification process should take no longer than a week; however, our office sometimes requires additional documentation on top of already submitted forms, which may add to our processing time. Make sure that all of your contact information is correct so that we can get in touch with you if we need to. Your contact information may be updated on your ASSIST, under Personal Records.If you have not already done so, we highly encourage you to use the IRS Data Retrieval Tool to provide your income tax information. This tool simplifies and expedites the completion of the verification process. WE WILL NOT PROCESS INCOMPLETE FILES.
We highly encourage students to submit their verification paperwork as soon as possible so that they can get their financial aid in a timely manner.Please keep in mind that if the documents are not turned in early, your aid may not be ready by payment due dates. To be considered for a particular semester, please see verification Deadlines below:
- Fall Semester: Last day to submit required documentation is November 15th
- Spring Semester: Last day to submit required documentation is April 15th<,/li>
- Summer I: Last day to submit required documentation is June 15th
- Summer II: Last day to submit required documentation is July 15th
In order to retrieve important federal tax information the Free Application for Federal Student Aid (FAFSA) requires that all participants provide Consent and Approval. Students whose participants don't provide Consent and Approval will be ineligible to receive federal student aid.
Yes, all your tax information and documents will be kept safe and confidential. If your spouse or Contributor(s) are requesting specific information regarding your verification or financial aid, we will not release information unless you (the student) have given them authorization to your records which can be done via your ASSIST account at my.utrgv.edu under the emergency contact section.This form allows you to designate whom you want to have access to your financial aid information and educational records.
If you earn more than the income threshold, you are required to file. If you earn below the income threshold, you are required to file. If you don't have social security number, you must apply for an Individual Tax Identification Number. For more information please visit www.irs.gov for the Contributor(s) with whom you live and also anyone married to the Contributor with whom you live.
If you are a dependent student, you Contributors must submit all financial information requested by UTRGV, regardless of whether they support you or intend to continue supporting you.
Acceptable forms of documentation include: child support paid worksheet found at www.utrgv.edu/finaid under Forms section, a printout from the Attorney General's Office, showing amounts paid, or a detailed bank statement showing debits from the Attorney General's Office.
If you are an orphan and were not adopted prior to turning 13, please provide death certificates for both of your Contributors & student's birth certificate. If you are a ward of the court provide that you were a ward of the court after age 13 in the state of your legal residence.If you were in foster care please provide court documents that you were in foster care after age 13.Only official documentation proving you fall under one of these classifications will be accepted as proof, notarized statements will not be accepted.If you have lost your court documents, copies of documents may be obtained from your caseworker or they can be requested at the court.If you are not an orphan, a ward of the court, in foster care, or emancipated minor you will need to correct your FAFSA and include your Contributors' information and signature in order for your application to be official.
Yes, at your discretion, proof of citizenship or permanent residency can now be faxed, e-mailed, or uploaded.
All participants must provide consent and approval even if they didn't file a U.S. federal tax return or an any tax return at all.Rejected ISIR: Your financial aid application was rejected by the Department of Education due to an error on your FAFSA. The most common errors include, misspelled names, wrong social security numbers, wrong DOB's, or skipped value fields on the FAFSA. Please go to www.fafsa.gov to make the necessary corrections to your FAFSA. If you need assistance with making corrections, please visit our Computer Lab area located at U Central.Rejected Signature: Your financial aid application was rejected because you failed to electronically sign it or, in the case of dependent students, failed to provide a Contributor signature. Please go to www.fafsa.gov to add the necessary signature(s). If you need assistance with making corrections, please visit our Computer Lab located at U Central.You will not receive financial aid until this issue is resolved.
The 4506-T is an IRS tax form that you can complete and submit to the IRS to request a copy of your Federal Tax Transcripts. In Pro Verify, you can only use this form, if you have a Social Security Number. You may need to do this if you are selected for verification and are unable to either use the IRS Data Retrieval Tool (DRT) in the FAFSA or use the IRS Get Transcript Online feature. When completing the IRS Form 4506-T, you should use the address that was reported on your tax return for the year in question.For example: if you are requesting a 2021 Transcript, you would use the address reported on your 2022 return.We recommend that you review your paper return to ensure you are reporting the correct address on the IRS Form 4506-T.Parents of dependent students with Social Security Numbers are emailed a link to the IRS Form 4506-T, if applicable, once the Verification Worksheet is completed. You must supply an email address for your Contributors in the Household Size section of the Verification Worksheet in order for them to receive the 4506-T to complete.
ProVerifier+ is accepting and processing documents for the 2022-24 and 2023-25 aid years. Processing may take 4-5 business days. The 4506-T is an IRS tax form that you can complete and submit to the IRS to request a copy of your Federal Tax Transcripts. In Pro Verify, you can only use this form, if you have a Social Security Number. You may need to do this if you are selected for verification and are unable to either use the IRS Data Retrieval Tool (DRT) in the FAFSA or use the IRS Get Transcript Online feature.When completing the IRS Form 4506-T, you should use the address that was reported on your tax return for the year in question.For example: if you are requesting a 2021 Transcript, you would use the address reported on your 2022 return.We recommend that you review your paper return to ensure you are reporting the correct address on the IRS Form 4506-T. Parents of dependent students with Social Security Numbers are emailed a link to the IRS Form 4506-T, if applicable, once the Verification Worksheet is completed. You must supply an email address for your Contributors in the Household Size section of the Verification Worksheet in order for them to receive the 4506-T to complete.
ProVerifier is a software, powered by ProEd, which enables students to complete verification from their smartphone, tablet or computer. If your FAFSA application is selected for verification, you will receive an email at your UTRGV email address. You will use your UTRGV email address and password to access ProVerifier+.If you are a dependent student, your Contributors can also access ProVerifier with the email address provided on the Verification Worksheet. You can also find a link in your ASSIST account:Financial Aid =>Financial Aid Status =>Aid Year = 2024-2025 =>SubmitReview Requirement or you can visit utrgv.proed.org. Fall 2022, Spring 2023, Summer 2023 = 2022 - 2023, Fall 2023, Spring 2024, Summer 2024 = 2023 - 2024
In the ProVerifier+ Student Portal, you will review required document(s) checklist displaying required verification documents. When documents are missing, the Documents tab display the Attention Required indicator.Once all documents are submitted, the indicator on the Document tab updates to Complete. You will use your UTRGV email address and password to access ProVerifier+. You can find a link in your ASSIST account:Financial Aid =>Financial Aid Status =>Aid Year = 2022-2023 =>SubmitReview Requirement or You can visit utrgv.proed.org. Fall 2022, Spring 2023, Summer 2023 = 2022-2023, Fall 2023, Spring 2024, Summer 2024 = 2023-2024
You will use your UTRGV email address and password to access ProVerifier+. Once you log in you will see Documents Attention Required in the Main Menu if there are pending documents, you will see Documents Complete once all requirements are satisfied.You can find a link in your ASSIST account:Financial Aid =>Financial Aid Status =>Aid Year = 2022-2023 =>SubmitReview Requirement or You can visit utrgv.proed.org. Fall 2022, Spring 2023, Summer 2023 = 2022 - 2023, Fall 2023, Spring 2024, Summer 2024 = 2023 - 2024
All your Contributor needs is an email address! When you fill out the verification worksheet, an email address will be requested for your Contributor. The email address you list for your Contributor is what they will use to access ProVerifier+.
Only certain documents can be uploaded to the ProVerifier+ Student Dashboard. If a document upload is required, the document status will be Awaiting Upload. To upload a document to the ProVerifier+ Student Dashboard, click Choose File and navigate to the folder on your computer/device where the document is stored. Select the appropriate document and press Open => the file name you have attached will display in the upload column.To complete the upload process, click Upload. Once the document is successfully uploaded, the document status will change to Pending Review.
ProVerifier+ Forms: All your Contributor needs is an email address! When you fill out the verification worksheet, an email address will be requested for your Contributor. The email address you list for your Contributor is what they will use to access ProVerifier+ to fill out and sign documents.Tax/Income Information: If your Contributor(s) does not have a social security number, they will not be able to use the IRS 4506-C form through ProVerifier+ to request their tax information for the appropriate year. You or your Contributor will need to upload a Tax Transcript or a SIGNED copy of their taxes for the appropriate year to ProVerifier+.
The last day to submit documentation for each academic year will be no later than ninety (90) days from the last date of enrollment or June 1st, whichever is earlier.Please review your Pending Requirement messages via ASSIST for direction of where your document should be submitted.
The IRS Form 4506-C will return either a Record of Account Transcript (a summary of the tax return you filed) or Verification of Non-Filing from the IRS.Even if you/your Contributor did not file a return, we need verification of your tax filing status directly from the IRS in order to complete verification.
Verification of Non-Filing for Individuals Subject to Foreign Tax Authorities.If a student/spouse/Contributor indicates that they filed a foreign tax return, ProVerifier+ will assign a Foreign Income Worksheet to the student's checklist. The Foreign Income Worksheet collects information on tax filers and non-tax filers alike.If verification of non-filing is available from the foreign government tax authority, it should be attached to the Foreign Income Worksheet. If proof of non-filing is not available from the foreign tax authority, the Student/Contributor should complete the attestation statement on the Foreign Income Worksheet stating that the tax authority does not provide such documentation or the individual was unable to obtain the documentation after contacting the tax authority and list all sources of income for 2021.ProVerifier+ cannot systematically identify non-filing student/Contributors who are subject to foreign tax authorities. The student/Contributor must contact the school or ProVerifier+ Call Center (if purchased) to report their inability to provide an IRS transcript or proof of non-filing from a foreign tax authority. The ProVerifier+ user will add the Foreign Income Statement to the student's checklist.Once the appropriate documentation is uploaded, it requires manual review by a ProEd Processor or school staff.
When you complete the FAFSA for the first time each year, you're asked to report your current marital status. The marital status as of the date you initially filed your FAFSA is used to determine your financial aid eligibility for the year. If you got married after the FAFSA was filed, you cannot update your marital status. If you were unmarried and considered dependent for FAFSA purposes on the date you initially filed your FAFSA, you must be verified as a dependent student and provide Contributor information to complete verification. If you got married after your FAFSA was filed, once verification is completed, you may be able to request a Professional Judgement decision from the financial aid office. Please contact U Central at 888-882-4026 to set up an appointment with a Financial Aid Advisor for more information about Professional Judgement and the process for requesting this type of appeal.
Proof of marital status should substantiate what you (or your Contributors) marital status was as of the date you initially completed your FAFSA. Documentation includes things like a marriage certificate, divorce decree, legal separation paperwork, or proof that you and your spouse (or your Contributors) live at two separate addresses.If providing proof of separate addresses to substantiate a separation, be sure to provide proof of separate addresses for both parties. Acceptable proof includes lease agreements/mortgage statements or utility bills that documents separate service addresses.
A Legal Guardianship is a formal decision by a judge that suspends parental custody of the child and gives custody to a non-parent.Please note: legal custody granted to a parent pursuant to a divorce decree does not constitute a legal guardianship. Persons that courts appoint as guardians vary by state. The court must be located in your state of legal residence at the time the court's decision was issued, and you must be in legal guardianship immediately before you reach the age of majority (being an adult) in your state.Only official documentation will be accepted as proof, notarized statements will not be accepted. Acceptable forms of documentation include photocopies of the court order in the state of your legal residence showing that you are or were in legal guardianship.If you have lost your court documents, copies of documents may be obtained from your caseworker or they can be requested at the court. If you were not assigned legal guardianship by a court in your legal state of residence you will need to correct your FAFSA and include your Contributors' information and signature in order for your application to be official.
UTRGV's Financial Aid Priority Deadline is Feburary 15 of every year. However, now that the FAFSA and TASFA applications are available since October 1st of each year, we strongly recommend that you aim to submit your FAFSA or TASFA application in October or November each year.
All participants must provide consent and approval even if they didn't file a U.S. federal tax return or any tax return at all.
Unfortunately, lack of Contributoral support or unwillingness to supply tax information does not make a student independent. There are questions with the FAFSA and TASFA which determine financial aid dependency status. If you have questions concerning your dependency status, please schedule an appointment with a Financial Aid Advisor to discuss your situation in more detail.You can schedule an appointment either by calling 888.882.4026 or in person at U Central.For U Central hours, please go to:www.utrgv.edu/ucentral
Unfortunately, we will not be able to process your verification until your taxes have been officially filed with the IRS and you have submitted your IRS Tax Transcript and supporting documentation to the Financial Aid Office. You financial aid offers will not disburse until verification is complete.
Please refer to the Academic Calendar for refund amounts by date for the appropriate term at following linkhttps://www.utrgv.edu/_files/documents/admissions/utrgv-academic-calendar.pdf
UTRGV requires faculty to report students who did not attend any class meetings between the beginning of a semester and census day (official 12th class day). For online classes, attendance is defined as logging into the course website and participating in an academically related activity. Regulations state that a student must begin attendance in all classes in order to establish financial aid eligibility (i.e. loans & grants). A student that is reported as non-attending by a UTRGV faculty will have his/her financial aid reduced and the cost of attendance budget adjusted. This change can result in the student owing a balance for financial aid that was received but student is no longer eligible for.
The UTRGV Account User Name and Password is sent to all students via the US Postal System. If you did not receive your information or have misplaced it, please contact the help desk at 956-665-2020 for assistance. Log in to ASSIST via https://my.utrgv.edu to accept your financial aid offers.
Students can accept their financial aid offers online via their ASSIST account at https://my.utrgv.edu.You will need to sign in:
- Your UTRGV E-mail
- Password
Financial Aid that will pay for classes 10 days before the first day of classes for the upcoming term. Financial Aid disbursements are issued the week before the 1st class day of each term. After the first refund cycle, disbursements are processed weekly.Students that have set up direct deposit by entering checking/savings account information in ASSIST will be sent their disbursements via direct deposit.Students that have not set up direct deposit will be printed a check and mailed to the address in the student's record.
Dropping classes (even a Drop Pass) can have an impact on a student's future financial aid eligibility. Students are required to maintain Satisfactory Academic Progress to continue receiving financial aid. For information on UTRGV's Satisfactory Academic Progress policy, please visit:www.utrgv.edu/finaid
Students who withdraw from or drop ALL courses before 60% of the semester has passed will owe a portion of their federal financial aid back.If you are considering withdrawing you should contact the Financial Aid Office to see how this may affect you.Also, any time a student you drop a course after census date, you run the risk of not meeting Satisfactory Acedemic Progress.For more information on UTRGV's Satisfactory Academic Progress Policy, please visit our website at www.utrgv.edu/finaid and click on the Satisfactory Academic Progress policy option or go on the following link.https://www.utrgv.edu/ucentral/paying-for-college/financial-aid/satisfactory-academic-progress/index.htm
If a student fails to earn a passing grade in at least one class and received Title IV funds (for example Pell, Stafford Loan), UTRGV is required to perform a Return of Title IV calculation.The Return of Title IV calculation is based on the student's last day of attendance at an academically related activity, as documented by the school, as the withdrawal date.UTRGV requires faculty to report a last date of attendance for all students awarded a non-passing grade. The last date of attendance may consist of the last date the student attended class or the last date the student submitted an academic assignment for the class. Therefore, UTRGV will use the reported last date of attendance submitted by your professor(s), as the student's withdrawal date.If no date is provided, the midpoint of the period will be used as the student's withdrawal date.A student that attended past the 60% point in the semester will have earned 100% of the federal aid funds received. The student will be notified of the responsibility to repay unearned funds to the appropriate program and/or to UTRGV.In addition, failing grades can affect your Satisfactory Academic Progress. For more information please go to the following link. https://www.utrgv.edu/ucentral/paying-for-college/financial-aid/satisfactory-academic-progress/index.htm
The government offers you financial aid with the assumption that you will satisfactorily complete the courses for which you are enrolled. If you withdraw from all of your courses, you are no longer considered a student, and the government expects both you and the college to return some of the money that was received.
To cancel or decline a financial aid award that was previously accepted via your ASSIST account, please e-mail finaid@utrgv.edu using your UTRGV e-mail account. Please use a subject line descriptive of your request such as: Cancel Loan, Cancel Pell, Cancel Work Study, Cancel all financial aid, etc. In the e-mail include your Student ID# and write:I (name) would like to cancel my (grant/loan type) for (aid year).This will allow us to quickly route your e-mail to the appropriate department.
Students' financial aid offers will be calculated based only on hours enrolled that count toward the degree plan. Students receiving financial aid are strongly encouraged to only take courses that count toward completion of their degree.For financial aid purposes, a student is considered full-time if enrolled in 12 credit hours or more as an undergraduate, or 9 credit hours or more as a graduate/professional student.Note: Some financial aid programs for undergraduates require enrollment in 15 hours.
For Financial Aid Eligibility:
- Full-time undergraduate students must be enrolled for at least
- 12 hours or more during a Fall/Spring
- or 12 hours or more combined for summer sessions.
- Three-quarters Time undergraduate students must be enrolled between
- 9 to 11 semester hours during a Fall/Spring semester
- or 9 to 11 hours combined for summer sessions.
- Half-time undergraduate students must be enrolled between
- 6 to 8 semester hours during a Fall/Spring semester
- or 6 to 8 hours combined for summer sessions.
For Financial Aid Eligibility:
- Full-time graduate students must be enrolled for at least
- 9 hours during a Fall/Spring semester
- or at least 9 hours combined for summer sessions.
- Half-time graduate students must be enrolled for at least
- 6 semester hours during a Fall/Spring semester
- or 6 hours combined for summer sessions.
Please contact U Central at 956-882-4026 to best assist you in scheduling an appointment with a financial aid advisor.Financial aid advising is:Monday-Friday from:9:00am-12:00pm1:00pm-4:00pm(held in 30 minute intervals).Appointments can be done in person, over the phone or via Zoom.
Courses such as remedial Math and English that prepare students for college are considered eligible for financial aid if student is enrolled as a regular student in an eligible program.
Stay on Track is the process used by UTRGV to identify courses within a student's degree plan. Courses that do not apply toward a student's degree program will not be eligible for financial aid. All enrolled courses must count in a student's declared major/minor using the university's degree evaluation tool to be counted as part of the student's degree plan.
The degree evaluation tool will be used to determine if courses are part of a students' degree plan. If they are not, students impacted by Stay on Track process will be notified before the start of the semester. This process will run before disbursement of financial aid (10 days prior to first class day). It will continue to run through Census date (12th class day in regular terms, 4th class day in Summer, and 5th class day for Modules). After this point no further adjustments will be allowed. It is important that all changes to a student's degree plan be made prior to Census date of each term/semester.
Undergraduate students should reference DegreeWorks in ASSIST to determine which courses count and which don't or meet with their academic advisor to register for the proper coursesGraduate students should consult with their graduate program coordinators.Medical students should consult with the SOM's designated registrar official.
Undergraduate students will be notified via their UTRGV email and will have an alert posted on their Financial Aid self-service page on ASSIST. In addition, students can view their courses using Degree Works.Academic Advisors are a student's point of contact on whether courses are included in a degree plan. They will assist students with updating their course schedule so that all courses are within a student's degree plan.
Students should always reference their official degree plans in the UTRGV Catalog or Degree Works for undergraduates. However, if a student believes a course should count toward the degree, but it is not covered by Financial Aid, contact your advisor or graduate program coordinator.
Only courses that count toward a student's degree can be covered by financial aid. If a student drops all courses that count toward the degree and remain enrolled only in courses that do not count toward the degree, this will result in financial aid being canceled and you may be required to repay all or a portion of the financial aid disbursed to you.
Students are allowed to repeat a previously passed course that counts toward the degree only once. The only exception is for courses that are required to be taken multiple times (using the same course number throughout a degree program) and where the content is different each time the course is taken.
The Cost of Attendance is an estimate of the cost for students to go to school for a specific amount of time such as per semester or per year. It is based on a student's enrollment status.Enrollment status for financial aid consideration is based on eligible courses only.If a student is enrolled in 12 hours or more that count toward the degree plan, the student will be considered a full-time student for cost of attendance purposes.
Only the courses that count toward a student's declared major in the degree plan as of Census date for each semester will be evaluated for financial aid eligibility. Courses counting toward future declared majors/minors will not count.The Census Date for each term is published on the academic calendar.It is important that all changes to a student's declared major be made far in advance of the first class day to avoid adverse impacts to financial aid.
As long as you remain in a minimum of 12 hours that apply toward your degree based on your official degree plan, you will be awarded financial aid for those hours – which match UTRGV's tuition cap of 12 credit hours.
The Cost of Attendance is an estimate of the cost for students to go to school for a specific amount of time such as per semester or per year. It is based on a student's enrollment status.Enrollment status for financial aid consideration is based on eligible courses only. If a student is enrolled in 12 hours or more that count toward the degree plan, the student will be considered a full-time student for cost of attendance purposes.
Only the courses that count toward a student's declared major in the degree plan as of Census date for each semester will be evaluated for financial aid eligibility. Courses counting toward future declared majors/minors will not count.The Census Date for each term is published on the academic calendar. It is important that all changes to a student's declared major be made far in advance of the first class day to avoid adverse impacts to financial aid.
Minors must be officially declared far in advance of the first class day to avoid adverse impacts to financial aid. The Census Date for each term is published on the academic calendar.Courses taken toward an undeclared minor will not count in the Stay on Track evaluation process.
All types of financial aid such as Federal and State and Institutional aid will only be paid for courses that count towards the student's degree plan.Cost of attendance for students will be reduced for courses that are not counting in their degree plans, which can result in a lower amount of Federal, State, and Institutional aid students can receive.These aid types include:
- Pell Grant
- Teach Grant
- Work Study
- Direct Loans
- FSEOG
- TEXAS Grant
- Texas Public Education Grant
- College Access Loan
- and others
Students will be notified via their UTRGV email and will have an alert posted on their Financial Aid self-service page in ASSIST.Students can also view their courses using Degree Works.Advisors are another source of help for students regarding their degree plans. They will discuss course options with students so that students can update their class schedules so that all courses fit the degree plan.
In order to receive federal, state, and institutional financial aid, students must maintain Satisfactory Academic Progress (SAP). To maintain SAP, students must do 3 things:
- Pass Attempted Courses:
- Pass and complete a minimum of 67 percent (75 percent for Graduate Students) of all attempted courses
- Classes must be completed with a passing grade
- Failing grades, drops, incompletes, and withdrawals can affect a student's ability to keep their financial aid
- Meet GPA criteria, students must make sure their GPA is at or above the following levels:
- Undergraduates - 2.0
- Graduates - 3.0
- Not Exceed Maximum Time Limit to Receive Financial Aid
- Undergraduate students cannot exceed 180 credit hours
- Graduate students working on a Masters degree cannot exceed 63 credit hours
- Graduate students working on a Doctoral degree cannot exceed 99 credit hours
An academic plan is a set of conditions that a student with an approved appeal has to meet each semester in order to continue receiving aid. The conditions will be tailored to the specific aspects of the SAP policy that the student is not currently meeting.Students may be required to maintain a minimum GPA each semester, satisfactorily complete a certain percentage of courses each semester, or both.Students who are on probation status due to an appeal will be notified via e-mail of their specific conditions and the conditions will also be available for viewing via their assist account.For the official SAP policy please go to www.utrgv.edu/ucentral/paying-for-college/financial-aid/satisfactory-academic-progress/index.htm
Students' Satisfactory Academic Progress (SAP) will be measured at the end of each semester of enrollment (i.e. at the end of fall, spring, and each summer term).In order to maintain their Financial Aid eligibility, students must meet all three of the SAP minimum requirements at the end of each semester for which they enroll. For the official SAP policy please go to: https://www.utrgv.edu/ucentral/paying-for-college/financial-aid/satisfactory-academic-progress/index.htm
Dropping a class may result in a student's PACE or GPA falling below the Satisfactory Academic Progress (SAP). All students must maintain good SAP in order to continue receiving financial aid. To review SAP requirements go to this link: https://www.utrgv.edu/ucentral/paying-for-college/financial-aid/satisfactory-academic-progress/index.htm.
Students that have been granted an approved appeal status due to their documented extenuating circumstances are considered to be on a Probation status. This means that financial aid is processed for only a semester at a time and the student must be able to regain satisfactory SAP status either by the end of that semester or be able to follow an academic plan that will lead to a timely completion of the degree program.
Generally, students with approved appeals are awarded or re-awarded within aweek after their appeal was approved. During peak times, it may take up to two weeks.
A student who submits a complete appeal at the Enrollment Services Appeals Portal by the appeals priority deadline will receive a decision prior to the beginning of classes for the semester. If the appeals priority deadline is not met, it generally takes 5 to 10 business days to receive a response and may take up to 15 business days during the latter part of August through the early September period (at the beginning of the fall semester).Students can view their Financial Aid Appeal decision online at the portal or via their ASSIST account at my.utrgv.edu. To view it on ASSIST go to my.utrgv.edu and after logging in with credentials:
- Select the Financial Aid Tab
- Select the Financial Aid Status option
- Select Award Year from the drop box menu
- Click submit In the Financial Aid Checklist
- Click on Review Requirement (scroll down to view information)
Students that met the conditions of the appeal for the prior semester are typically awarded for the upcoming semester within a week after all grades have posted and it has been verified that the appeal conditions were met.If a grade was not posted within the normal timeframe and is entered at a later time, please notify U Central once the grade has been updated.
Yes. A student who is denied aid because of a failure to meet Satisfactory Academic Progress (SAP) standards after the warning semester may appeal this determination to the SAP Appeals Committee by completing an SAP appeal in the Enrollment Services Appeals Portal by published deadlines.The Enrollment Services Appeals Portal can be found at www.utrgv.edu/ucentral/appeals/.An appeal must be based on significant documented mitigating circumstances that seriously affected academic performance. Examples of possible mitigating circumstances are serious illness, severe injury, death of an immediate family member, and other similar situations. The appeal must include an explanation of why the student failed to meet SAP standards, and what has changed that will now allow the student to regain satisfactory SAP status.Appeals can only be approved if it appears that the student can regain satisfactory SAP status after the end of the following semester of enrollment, or if the student can regain satisfactory SAP status by following an academic plan that will lead to timely completion of the degree program.An appeal that is denied because the student is not able to regain satisfactory SAP status before reaching the Maximum Timeframe is not appealable.For the official SAP policy please go to: https://www.utrgv.edu/ucentral/paying-for-college/financial-aid/satisfactory-academic-progress/index.htm
Concurrent Enrollment students are limited to enrolling in no more than two University courses per term.Specifically restricted courses include:
- Kinesiology and health courses
- Junior and Senior (3000 - 4000) level courses
- TSI designated courses - if prerequisites are lacking
- Courses in which departmental prerequisites are not met
- Developmental courses (ENG 1310, ENG 1320, MATH 1300, and MATH 1334)
After each semester of attending classes, a hold is placed on all concurrent enrollment students. You will not be able to register until you attend mandatory returning student advisement.
Students participating in a UTRGV study abroad or Exchange program and taking courses that are applicable to their UTRGV degree program may qualify for financial aid (generally including loans) to assist in funding a Study Abroad Program. In order for a study abroad program to be eligible for financial aid study abroad classes must be set up by the International Programs and Partnerships Office with UTRGV Registrars office. A FAFSA must be on file to be eligible for Federal Aid (Pell, Stafford Loans, etc.).Before applying to a Study Abroad program, check the program's information for expenses associated with it. In addition to the program fee, consider the cost of Tuition & Fees, airfare, passport, visa, immunizations, and spending money.The amount of aid available for a study abroad program depends on the student's eligibility. Thus eligibility will vary from student to student depending on what he/she is eligible for and what he/she has used during prior semesters. While the cost of attendance budget will be adjusted to reflect While the cost of attendance budget will be adjusted to reflect the additional costs involved in studying abroad (flight, cost of living, etc.), this does not necessarily increase a student's eligibility for aid (grants and loans).Do not assume you will be awarded 100% of the money needed to cover the costs of your program.  It's important to plan ahead for a study abroad program by saving remaining aid from previous semesters whenever possible.IMPORTANT:Your Study Abroad courses must count towards your degree. Students admitted into a Study Abroad Program whose classes do not count towards your Major/Minor declared with the Office of the Registrars, will not receive financial aid for those courses.
UTRGV study abroad programs are usually pre-established programs that UTRGV has set up with proper agreements with the foreign institutions. These programs classes are set up with the Office of the Registrar of so that the student enrolls via ASSIST or is enrolled via ASSIST in a class that will show in the UTRGV system.Only students in these programs may be eligible for financial aid.Please note that the Study Abroad office will work with students to create new individual programs for students on a case by case basis. The fact that the study abroad office will help students to obtain a tailored program and that the program and the classes are approved by the students department does not necessarily mean that it's a UTRGV program and that it's eligible for financial aid.In order for a program to be eligible for financial aid, it must be towards your Major/Minor declared with the Office of the Registrars and a UTRGV course must be set up with the Office of the Registrars.
Students can usually apply their financial aid (including loans) to assist in covering the cost of studying abroad. Current financial aid recipients will have their financial aid budgets updated to incorporate Study Abroad expenses.Increasing the Cost of Attendance budget does not always translate to receiving more financial aid. Financial Aid eligibility is based on the annual and semester limit of loans that a student can receive for the academic year based on his/her classifications.
Credit level required for Stafford Subsidized/Unsubsidized Loan eligibility for all semesters is at least half-time.For undergraduates:
- Half-time is 6-8 hours
- Three-quarters time is 9-11 hours
- Full-time is 12 hours
- Half-time is 6-8 hours
- Full time is 9 or more hours
Financial Aid Office will be adjusting your financial aid budget in accordance to expenses associated with your Study Abroad program and will notify you directly of your award, which will be viewable on your ASSIST account.You may be eligible to receive your maximum Stafford Loan semester award for the Study Abroad semester.Please be aware that loans always are paid in two equal payments. In the summer they will be split equally between your summer I and summer II terms. If you will be enrolling for at least 6 hours for one summer session only, you can request your entire loan award to be moved to that summer session. However, the loan will still come in two equal payments (one issued 10 days before the beginning of your program and the second issued at the midpoint of the UTRGV semester/term for which you are enrolled).If you find that your scholarships, grants and Stafford loan offers do not adequately cover the cost of participation and you are a dependent student, you may wish to consider the Contributor PLUS Loan.For more information about the Contributor PLUS loan please visit our website at www.utrgv.edu/finaid. Your financial aid and scholarship amounts will automatically be applied first to your UTRGV Tuition & Fees charges and then the remaining funds will be applied to your program fee. If there is NOT enough money to cover both charges, you are responsible for paying the difference. If there is MORE than enough money, the remainder will be issued to you.Financial Aid will not release the funds until 10-days before your Study Abroad program takes place. Please make arrangements with anticipation.It is highly encouraged to set up Direct Deposit (via ASSIST) versus a check being sent via postal service.
As with any other course, the study abroad courses or independent study courses must count toward a student's degree plan to be considered for financial aid eligibility.
If you are eligible to apply for financial aid in the summer you will see the option via your ASSIST account. Please complete the Summer Notification Pending Action Item on your ASSIST Homepage. Select one:
- Yes, I plan to attend Summer 1 and/or 2
- Yes, I plan on attending and I am a Hazlewood recipient and would like to use my Hazlewood Exemption, if eligible, to pay for summer tuition Note: to be eligible for the Hazlewood Exemption you must be a Texas Veteran or a dependent of a Texas Veteran
- No, I do not plan on attending
Once you have applied for graduation for a particular semester, that will be the last semester that you will be eligible for financial aid. If it turns out that you did not graduate in the expected semester, you must move your graduation date to a semester in the future in order to continue receiving financial aid as long as you meet all other eligibility requirements.You can change your graduation date by visiting U Central.
To request your financial aid Summer offers transferred to one Summer term only, please visit our Web site at www.utrgv.edu/finaid and click on Summer offers Transfer Request. Students awarded the summer grants listed below or loans may submit an online request to transfer their aid to one summer session. However, students must meet the following criteria to submit this online request.Students must:
- be enrolled for only one summer session
- be enrolled for at least 6 credit hours in that session
- TPEG
- UTRGV Institutional Grant
- UTRGV Grad Institutional Grant
- UTRGV Student Deposit Scholarship
- Federal Direct Sub Loan
- Federal Direct Unsub Loan
- Federal Direct PLUS Loan
Yes. The legacy child must be classified by their institution as a resident of Texas for the term for which they apply for the Hazlewood Act exemption; the Veteran must also be a Texas resident during the same term of enrollment as legacy child. There is an exception if the Veteran has been recalled to active duty out of the state, or has rejoined the military and is out of the state pursuant to military orders.
No. You must have a discharge of honorable or under honorable conditions, general, or equivalent language.
No. The Hazlewood Act benefits are awarded regardless of financial need. The Hazlewood Exemption can be used in conjunction with financial aid (grants, loans, scholarships and work-study).Please note that this exemption must fit within your Cost of Attendance (COA) and your financial need. If financial aid is already disbursed or awarded at the time your Hazlewood exemption is approved, there may be adjustments to your financial aid (grants, loans, scholarships and work-study) to accommodate this exemption.
A student who has defaulted on a loan that was made or guaranteed by the state of Texas is disqualified from receiving Hazlewood Act benefits.Currently, the state loans that apply to the rule are Hinson-Hazlewood Stafford Loans, Hinson-Hazlewood Health Education Loans (HELP), Hinson-Hazlewood College Access Loans (CAL), uninsured Texas Opportunity Plan Loans (TOP) and the Texas B-On-Time Student Loan administered by the Texas Higher Education Coordinating Board.
The Texas Veterans Commission keeps track of the enrolled hours for the Hazelwood program. Students can find out how many Hazlewood hours they have used by logging in to the database at https://hazlewood.tvc.texas.gov/students/Account/Login
The Hazlewood Act exempts qualified students from paying tuition, and most fees, while enrolled in classes at public institutions of higher education in Texas, up to 150 semester hours. Exemption does not include property deposits or student services fees.
NOT covered:
- books
- supplies and living expenses
- Property deposit
- study abroad fees
- student services fees
No. The Hazlewood Act is an exemption from the payment of tuition and most fees. There is no money changing hands with this benefit. The institution the student attends exempts the cost of tuition and most fees for the student.
Yes, conditionally. Effective with tuition and fee payments for the Fall 2009 term, Hazlewood Act eligibility has been expanded to spouses of members of the U.S. Armed Forces who were killed in action, died while in service, are missing in action, whose deaths are documented to be directly caused by illness or injury connected with service in the armed forces, or receive a total and permanent disability rating of 100% as a result of a disability or being individually unemployable.The spouse will need to provide proof that he/she is/was the legal spouse of the Veteran.
Yes. However, you may not exceed 150 hours total, regardless how you distribute the hours among multiple children.
No. You may not use legacy child benefits simultaneously; only one child at a time may use the transferred benefits. If it is determined that simultaneous enrollment of legacy children has occurred, all Hazlewood Act Exemption Applications may be rendered void, and the college/universities may charge for the semester hours taken during the time period multiple legacy children have used the benefit.
Yes. The Veteran must provide a DD214 or equivalent documentation (if service is prior to 1950) to prove their eligibility for the Hazlewood Act exemption.Veteran's eligibility is determined from the citations on the DD214 (or equivalent documentation) that substantiates the following:
- At the time of he or she entered the service, was a resident of Texas, entered the service in the state of Texas, or declared Texas as his or her home of record in the manner provided by the military or other service
- Was discharged under honorable or general conditions after serving on active military duty, excluding initial entry training, for more than 181 days
You can obtain a copy of your DD214 from the National Personnel Records Center (NPRC) in St. Louis, Missouri. The fastest way to obtain a copy is to submit our request via the NPRC website at:https://www.archives.gov/veterans/military-service-records.You can also make your request via mail by sending in a Standard Form 180. Standard Form 180 can be obtained by calling the Texas Veterans Commission at (512) 463-6564.
Yes. In September 1996, the Texas Attorney General issued an opinion that military personnel honorably separated after being on active duty may qualify for the Hazlewood Act exemption if they meet other program requirements.
Students who were not originally awarded Stafford Loans, Work-Study or who need to request an increase on their Stafford Loan, can visit www.utrgv.edu/finaid and click the Additional Aid Request option. Students need to fill out the form in its entirety and click submit to receive their confirmation of submission. Also please make sure that student ID number and UTRGV email address are entered correctly, so that your student record can be reviewed.All awards are contingent on availability of funds. Students can expect a 5-7 business day turnaround maximum. Students can check their award status online through their ASSIST account.
After accepting your Work-Study award you will need to complete the Work-study Acknowledgement. It will go over things like how to find a job, interview tips, departments to contact, etc.
The workstudy orientation has change into the Workstudy Acknowledgement and can be found on your student ASSIST. Once you have acknowledged the item it will be reflected as completed within 1-3 business days.
Work-study is a form of self-help aid that does not require repayment. However, work-study funds are not paid into a student's account as other forms of financial aid. Students that receive work-study must find a job and earn the money that they have been awarded.Students receive the funds from work-study in the form of a paycheck for hours worked.
If Work-study was not included in your award letter, you can request Work-Study through Apply for Fall/ Spring at www.utrgv.edu/additionalaid. This request form is made available on the 1st of July prior to the award year.All awards are contingent on availability of funds. Students can expect a 10 business day turnaround maximum. Award status can be checked online through ASSIST.
The Federal Work-Study Program allows students to work on-campus with a specific department or off-campus with a community service partner.Students must meet the following requirements:
- Must have submitted the FAFSA and have unmet need
- Must be a U.S. Citizen or permanent resident
- Must be enrolled for the term
- Must be meeting UTRGV's Satisfactory Academic Policy Requirements
- Must have submitted the TASFA application and have unmet need
- Must be considered a Texas resident
- Must be enrolled for at least 6-hrs
- Must have a valid employment authorization card, or be a permanent resident or U.S Citizen
- Must be meeting UTRGV's Satisfactory Academic Policy Requirements
There are many different job opportunities available on-campus and off-campus. Jobs range from tutoring elementary-aged students to performing daily office work. You can view jobs by visiting Handshake on your myUTRGV account.
To find a position, you may view the most recent job postings online through your myUTRGV Account (at my.utrgv.edu) by clicking on the Handshake icon under Applications. Handshake will advertise available Work-Study positions both on-campus and off-campus.
Yes, there are community service job opportunities available at several off-campus locations, such as local elementary schools, libraries, and other non-profit agencies. Other off-campus positions such as working at a restaurant or retail store for example, are not eligible for the workstudy program.To find a position, you may view the most recent job posting online through your myUTRGV Account (at my.utrgv.edu) by clicking on the Handshake icon under Applications and search for OCWS to view the most recent Off-Campus Workstudy positions available.
Your on-campus or off-campus supervisor will notify you of your start date.Important: A student is not allowed to work without an ePAF (Personnel Action Form) having been submitted and approved.
The institutional minimum wage is established at $8.00 per hours. However, your payrate is determined by the Supervisor or hiring department. Your pay-rate may be based on the type of work performed, your Work-Study history and what your supervisor determines to be a reasonable pay-rate for the type of work performed. Pay-rate increases are usually given every fall semester and are determined by your supervisor. It is at your supervisor's discretion on pay-rate established.
It is recommended that Work-Study students work no more than 19-hrs per week so that your Work-Study hours do not interfere with your class time or affect your academic performance.
You may earn no more than the work-study award amount indicated on ASSIST. For example, if your fall award amount is $2,000, then $2,000 is the maximum amount of money you may earn in the fall semester.
All work-study students will submit their timecard on PeopleSoft, which can be accessed through https://my.utrgv.edu. You will log in with your UTRGV credentials. To submit your timecard, you must got your myUTRGV account and log in with your UTRGV credentials. Once logged in, click the PeopleSoft icon displayed in the Applications' box. Next, click Time and Attendance and fill in the information. Make sure to hit the Review Time Card button once you are done and then submit. If you do not have access to a timecard, please check with your Supervisor.
All work-study students must submit their timecards by the last day of each pay-period in order to give their supervisors enough time to review/approve their timecards. There are two pay periods in the month, first ends on the 15th of the month, second on the last day of the month. Failure to submit your timecard will result in a delay of payment. A semi-monthly Payroll Calendar is made available online here.
All Work-Study student are paid twice a month by submitting their timecard before due date. Earnings will be released either through direct deposit or picked up at the Bursars office. You may sign up for direct deposit with the Office of Human Resources or online at my.utrgv.edu through your myUTRGV Account by clicking on the PeopleSoft icon under Applications.
Work-Study student employees are paid twice per month if the timecard is submitted and approved on time (before 5PM on the due date). All late timecard approvals are paid on the following pay perioed of each month. A semi-monthly Payroll Calendar is made available online at: www.utrgv.edu/financial-services-comptroller
No. Only one Work-Study assignment is allowed at all times. However, a student may have a Work-Study assignment and direct-wage assignment at the same time. Please make sure your supervisor contacts Human Resources. Hours worked between Work-Study and Direct Wage may not exceed 19-hrs per week. Students who are participating in the SEI program, may only work under SEI for their assignment. If you have questions regarding SEI please contact jack.kaufold@utrgv.edu and include your name and your student ID number in your email.
If you do not find a job within one month after the semester begins, your Work-Study award may be cancelled. Please note that if you find a job after that, your work-study award can be reawarded as long as you still meet the eligiblity requirements.
You are only allowed to work up to the amount that is indicated in your award package. If you earn more than what was awarded to you, your department will pay 100% of the overage. If you are working under the America Reads and America Counts program, you earnings are 100% federally funding so there is no department to pay the overage. Thus, going over the earnings in ths programs may cause a reduction on your other financial aid awards.
For on-campus students: Please check with your supervisor to make sure your timecard was approved in a timely manner. For off-campus students: Please check with your on site supervisor at the off campus agency to make sure your timecard certification form was submitted to the Work-Study Coordinator in a timely manner and that there are no discrepancies. Both online timecard and timecard cetification form must be submitted before 5 PM on the due date to be paid on time. All timecards need to be submitted the business day immediately following the end of the pay period which is the 15th of the month and the last day of the month to be paid on time. (For example for January, the timecards would be due on January 16th and February 1st, unless these days fall on a weekend and the due date is the next business day). Failure to submit timecards by the established due dates will result in a late paycheck.
The authorization to perform a Criminal background check for work-study and direct wage positions is done online. Your supervisor should send you the link to complete this process.*Please do not leave any questions unanswered and be sure to include complete address (Street name, City, State & Zip Code) on your Criminal Background Check Form to avoid delays in processing.
Work-study earnings are taxable income. If taxes were withheld from your paycheck, you are probably eligible for a tax refund; depending on your total annual earnings. It may be in your best interest that you file a tax return with the Internal Revenue Service by the April 15 tax filing deadline.
No. Work-study (FWS) students are not eligible for paid vacation, sick leave, holidays, or medical and dental insurance through their Work-Study job.
When you accept a Work-Study position, you become a member of a department or agency that depends on you. It is important for you to report to work on time, notify your supervisor when you will be late or absent, and dress appropriately for the work location (dress code should be discussed during the interview). When asking for time off, you should consider the employer's needs as well as your own. In addition, some Work-Study positions may require access to confidential information; abuse or misuse of such authorization is grounds for dismissal. You must submit your Work-Study hours online twice a month. You cannot earn more than the Work-Study award reflected in your financial aid package. It is your responsibility to monitor your earnings and make sure they do not exceed your Work-Study award. If a problem develops on the job, you should first discuss the issue with your supervisor. If the problem cannot be resolved, you should contact your supervisor's supervisor.Quitting a Work-Study job should be a decision of last resort. There is no guarantee that the Work-Study award can be replaced with another type of aid or that you can secure another Work-Study position.
UTRGV utilizes the JobX system to support the job posting, application, hiring, and reporting process for student and non-student employees and their supervisors. For more information on JobX please visit:https://www.utrgv.edu/human-resources/student-employee/jobx/index.htm
The hiring process should take approximately two weeks to complete. For updates on the hiring process, please contact the hiring manager or check online on your JobX status, which will be updated in real time.
U Central Hours of Operation are:Monday, Wednesday and Thursday8:00 am - 5:00 pmTuesday8:00 am - 6:00 pmFriday8:00 am - 4:00 pmLocations are:Edinburg Campus U Central Location:Student Services Bldg, 1st Floor 1201 W. University DrEdinburg, TX 78539Brownsville Campus U Central Location:The Tower Main 1.100One West University BoulevardBrownsville, TX 78520Phone: (888) 882-4026.
PELL grants are awarded to undergraduate students who have not earned a bachelor's or professional degree. Pell Grants do not have to be repaid. Eligibility for the PELL grant is determined by the Department of Education based on results of the FAFSA form.Students do not have to be registered full-time to receive the PELL grant. The amount of PELL grant will be determined by the maximum set by the Department of Education, their Student Aid Index (SAI Number) and enrollment status.Federal Pell Grant offers may vary from year to year depending on program funding. During the 2015-2016 award year, the maximum is $5,775 per award year (fall/spring semesters) based on full-time enrollment.Enrollment Status: The U.S. Department of Education requires schools to pro-rate Pell Grant eligibility based on a student's enrollment status. Below is a list of enrollment statuses.
- Full-Time: 12 credit hours per semester or more
- 3/4-Time: 9 to 11 credit hours per semester
- 1/2-Time: 6 to 8 credit hours per semester Less than
- 1/2-Time: 1 to 5 credit hours per semesterDuration of Pell eligibility: The Higher Education Opportunity Act (HEOA) established a limit on how many Pell grant offers a student can receive. Beginning award year 2012-2013, the duration of a student's eligibility to receive a Federal Pell Grant is reduced from 18 semesters or its equivalent, to 12 semesters or its equivalent. The calculation of the duration of a student's eligibility will include all years of the student's receipt of Federal Pell Grant funding.
The Free Application for Federal Student Aid (FAFSA) needs to be completed and submitted to the Department of Education www.fafsa.gov. Your eligibility depends on your Student Aid Index (SAI), your year in school, your enrollment status, and the cost of attendance.
The Federal Pell Grant award is based on your Student Aid Index (SAI) and whether you are a full-time or part-time student. The Pell Grant award on your award letter is based on full-time enrollment (12 hrs. or more per semester).Pell Grant is adjusted based on total hours enrolled per semester.
A summer notification is not necessary to receive Pell in the summer. The Financial Aid Office will automatically identify the Pell eligible students that have remaining Pell eligibility in the summer. A Summer Award notification will be sent via e-mail to those students reflecting their potential Pell award. This award letter notification should go out in late March to mid April. However, if you are interested in receiving other forms of aid such as the summer boost, make sure to submit your summer notification.
The Federal Pell Grant has been awarded at the maximum remaining eligibility for summer session I. This happens so students know up front what is the maximum eligible amount for this grant for summer I, in case students wish to use their full eligibility for summer I and not enroll for summer II. After enrollment for summer I is official (census date, 4th class day), the Pell Grant will be prorated to actual enrollment for summer I and the remaining eligibility awarded for summer II.
- Example 1: A student being offered $2,775 of Pell for Summer I that enrolls 6 hrs. for Summer I, would receive $1388 for summer I, and the remaining $1387 would be moved to summer II after 4th class day of summer I and would be able to use that money for Summer II (if student enrolls for 6 hrs. in Summer II or a lesser amount if enrolls at least 3 hours in Summer II).
- Example 2: A student being offered $2,775 of Pell for Summer I that enrolls 3 hrs. for Summer I, would receive $694 for summer I, and the remaining $2081 would be moved to summer II after 4th class day of summer I and would be able to use that money for Summer II(if student enrolls for 9 hrs. in Summer II or a lesser amount if enrolls at least 3 hours in Summer II).
A consortium agreement is a written agreement between UTRGV and a Host school, where it allows students to take courses at another school that is transferable to their degree program at UTRGV. A student can only receive the Federal Pell Grant and/or Texas Grant for courses that are applicable to the student's degree program at UTRGV. The student is responsible for tuition and fees for the courses being taken at the host school. The Pell grant and/or Texas Grant award will be adjusted if the consortium agreement is approved and if the student has remaining eligibility.The student still needs to maintain Satisfactory Academic Process at UTRGV in order to receive aid thru a consortium agreement. The forms become available and are processed after Census date (Fall/Spring 12th class day, Sum I/Sum II 4th class day).Note:Upon completion of the consortium period, the student must provide UTRGV with an official academic transcript from the Host School or UTRGV will not disburse future term disbursements.Deadlines:
- Fall forms submitted after Dec. 1st will be reviewed until the student provides proof of passing grades at the host school
- Spring forms submitted after May 1st will be reviewed until the student provides proof of passing grades at the host school.
Effective 2011-2012, a Pell-eligible student is only able to receive one scheduled award of Pell; therefore, students will no longer be able to receive a Second Pell Grant in one award year. A student that used up 100% of their scheduled award in Fall/Spring will not have Pell awarded during the summer. Students that did not use 100% of their Pell eligibility during Fall/Spring will be awarded the remaining Pell eligibility during the summer.For example, a student with an SAI 0 has a scheduled award of $5550. Please remember that students must maintain Satisfactory Academic Progress to continue being eligible for a Pell Grant.Note: Transient students do not qualify for financial aid. A transient student is a student that is coming from another institution and will be taking classes at UTRGV but will not be receiving their degree from UTRGV.
The Summer Boost program is designed to help students decrease time to graduation by encouraging summer enrollment. Students that meet the eligibility requirements can receive $600 for enrolling in 1 class and $1,200 for enrolling in 2 classes during the summer term(s).To be eligible a student must:
- Be a Texas Resident
- Be in a degree seeking program towards a first Bachelor's degree
- Demonstrate financial need as per FAFSA information
- Complete summer financial aid application (summer notification)
- Be meeting Satisfactory Academic Progress requirements
- Have successfully completed 24 hours during regular academic year (fall and spring)
- Have a 2.0 GPA
The TEACH grant is a new Teacher Education Assistance for College and High Education (TEACH) grant that can provide up to $4,000 a year for undergraduate and graduate students who intend to teach full-time in a high-need subject area for at least four years at schools that serve low income families.However, if the four years obligation is not fulfilled within 8 years the grant becomes an unsubsidized Direct Loan.
Students must adhere to an academic standard:
- They must have a grade point average of at least 3.25 on a 4.00 scale
- Or the numeric equivalent
- Or, must have scored above the 75th percentile on at least one of the batteries on a nationally-normed standardized undergraduate (ACT or SAT)
- Or post baccalaureate test
- Be accepted by the College of Education and
- declare a major in a high need area identified by Department of Education
If a student fails or refuses to carry out the 4 year teaching obligation in a high need low income area within the 8 years, the TEACH grant will convert to a Federal Direct Unsubsidized Loan and must be repaid with accrued interest as of the date of disbursement for each grant.
The Department of Education defines high need area as:
- Bilingual Education
- Mathematics (Middle & High school)
- Science
- Chemistry (High School)
- Life Sciences (High School)
- Physical Sciences (High School)
- Science (Middle & High School)
- Special Education (All Level)
- English as a Second Language (ESL, Elementary Level)
Students do not need to apply for the TEACH grant. Undergraduate students are identified by the Educator Preparation & Accountability Office and if the student is in a high need track the student list is submitted to the Financial Aid Office. The financial aid coordinator reviews for eligibility and offers all eligible students.Graduate eligible students are identified by the Financial Aid Office and awarded.
This grant is available to graduate students who are highly qualified teachers returning to earn a master's degree in a TEACH Grant eligible program and who agree to continue teaching as a highly qualified teacher in a high-need field at a low-income elementary or secondary school for at least four years, within eight years of completing the academic program for which the TEACH Grant was awarded.
TEXAS Grant is paid to students' account 10 days before school starts. If the TEXAS Grant award is more than the outstanding balance, a disbursement will be processed on the next check disbursement run.
In order to qualify as an Initial Texas Grant an Entering Freshmen must enroll at an eligible institution within 16 months of High School graduation and:
- Be a Texas resident
- Not have been convicted of a felony or crime involving a controlled substance
- Demonstrate financial need
- Have an SAI less than or equal to 5088
- Have Selective Service registration or exemption from this requirement
- Advanced Academic Program: 12 hours of college credit (dual credit or AP courses), complete the Distinguished Achievement Program (DAP), or complete the International Baccalaureate Program (IB)
- College Readiness: Meet the Texas Success Initiatives (TSI) assessment thresholds or qualify for an exemption
- Class Standing: Graduate in the top one/third of the HS graduating class or have a B average.
No. Being a Texas Scholar does not guarantee a TEXAS Grant Award. In addition to the High School program requirement, there are other requirements that must be met to be eligible for a TEXAS Grant award. See question on What are the requirements to apply for Texas Grant? offers are contingent upon availability of funds.
The minimum enrollment for TEXAS Grant is 9 hours; however, full-time enrollment is recommended since 24 new hours must be earned by the end of the academic year.
You apply for the TEXAS Grant when you complete and submit the Free Application for Federal Student Aid (FAFSA). You will be notified by our office if additional documentation is needed. Funding is limited, so you need to submit your application as soon as possible after January 1st of each year. An early application does not guarantee a TEXAS Grant award since the number of eligible students is greater than the funds available.
At the end of the first year, the student entering the program must be meeting UTRGV's Satisfactory Academic Progress (SAP) requirements. At the end of the second year in the program or later years, all students must have an overall college grade point average (GPA) of at least 2.5 on a 4.0 scale and complete at least 24 semester credit hours per year.
Yes. Students entering the program from high school who continue in college and who meet program academic standards can receive offers up to when they reach 150 attempted credit hours, until they receive a bachelor's degree, or for five years if enrolled in a 4-year degree plan or six years if enrolled in a 5-year degree plan, whichever comes first.Students entering the program based on acquisition of an associate's degree who continue in college and who meet program academic standards can receive offers up to when they reach 90 attempted hours, until they receive a bachelor's degree, or for three years if enrolled in a 4-year degree plan or four years if enrolled in a 5-year degree plan, whichever comes first.
The purpose of the workshop is to inform TEXAS Grant recipients about the academic responsibilities needed to stay in the program. TEXAS Grant academic requirements change after the first year and it is important that students get informed of these changes early enough to plan ahead and to seek the necessary advisement to meet the needed requirements.Access to the workshop is granted after TEXAS Grant has been offered. You can find the workshop link on the financial aid website or via your ASSIST account.
Initial Entering Freshmen: TEXAS Grant for Entering Freshmen is awarded mid-March. Students who have been identified as meeting the initial TEXAS Grant requirements and have a complete file may get a TEXAS Grant award. Future offers will depend upon the availability of funds. Since funds are limited, priority will be given to those students who met the Priority Model requirements and applied by the Feburary 15 priority deadline.Unfortunately not all eligible students will receive TEXAS Grant since funds are limited.Associate's Degree Recipients:TEXAS Grant for students who met the initial Associate's degree criteria and NEVER received TEXAS Grant before is awarded in September. Funds are limited and only a SMALL group of students will receive an award.Renewal Students:UTRGV continuing students are awarded financial aid around mid-June, including TEXAS Grant. To get a TEXAS Grant award along with your award package, you will need to have met the academic renewal requirements by the end of the Spring semester and have financial need as determined by the FAFSA or TASFA. Students who meet the requirements during the summer semester will be awarded until after mid-September.Renewal Transfer students will also have to submit the electronic Renewal TEXAS Grant Transfer Form.
TEXAS Grant is paid to students' account 10 days before school starts. If the TEXAS Grant award is more than the outstanding balance, a disbursement will be processed on the next check disbursement run.
One of the requirements to be eligible for TEXAS Grant is that recipients have not been convicted of a felony or crime involving a controlled substance. Beginning with the 2010-2011 year, institutions are required to collect a statement (electronically or on paper) from ALL TEXAS Grant recipients prior to the disbursement of funds confirming eligibility in regards to the program's controlled substance restrictions. By signing this statement, students are certifying that the information is true and correct and if they fail to provide accurate information, they will be required to reimburse the funds received and penalties may be imposed.If student was convicted with a felony or crime involving controlled substances convicted, the award will be cancelled unless the person has:
- Received a certificate of discharge by the Texas Department of Criminal Justice
- Or a correctional facility
- Or completed a period of probation ordered by a court, and at least two years have elapsed from the date of receipt or completion
- Or been pardoned, had the record of the offense expunged from the person's record
- Or otherwise has been released from the resulting ineligibility to receive a grant under this subchapter
All students awarded TEXAS Grant are required to submit this form before TEXAS Grant funds can be paid into their student's account. We also request this form from all the students who meet the TEXAS Grant requirements but did not receive an award due to lack of funding. Completing this form however, does not guarantee an award but it will facilitate the disbursement of funds if TEXAS Grant is awarded at a later time.
You will need to log in to ASSIST via my.utrgv.edu.Students with a High Assurance vetting can complete the TEXAS Grant Statement of Student Eligibility electronically. You will be prompted immediately after logging in. If you are not prompted, once you log into ASSIST, click on the Financial Aid tab and then the select the Financial Aid Status option you will be able to see your Student Requirements. The Texas Grant Statement of eligibility is one of them.Students without a High Assurance flag will be prompted to open and print the PDF form. Students must then submit the completed form to U Central.
Yes, you may receive TEXAS Grant at UTRGV. However, there is no way for us to know if a transfer student received TEXAS Grant at another institution; there fore, you will have to submit the online Renewal TEXAS Grant Transfer Form for your eligibility to be reviewed and determined.Besides meeting the renewal requirements and having financial need, receiving an award is contingent upon the availability of funds. If eligible, your award will be reflected in your ASSIST account within 2 weeks from the date you submit your request.The Renewal TEXAS Grant Transfer Form will be available after July 15 for the new academic year.NOTE: Students who transfer in the middle of their initial award year are not yet considered renewal students and; therefore, are not guaranteed to receive an initial award for the Spring semester here at UTRGV. However, they will be reviewed and considered for a renewal award if they submit the Renewal Texas Grant Transfer Form for the following academic year.
To receive a continuation award, students must:
- have previously received an initial award through the TEXAS Grant program
- Be making Satisfactory Academic Progress towards an undergraduate degree
- Show financial need
- Be enrolled at least three-quarter time
- Have not been granted a baccalaureate degree
Repeat hours count towards the 24-hour requirement only if they have not been passed before. Any hours for which you had already received credit will not count.
To be eligible for the UTRGV Tuition Advantage, students must:
- Have a family income of $125,000 or less and demonstrate financial need as reported on the FAFSA
- Be classified as a Texas resident
- Be enrolled for 15 hours or more per semester
- Be enrolled as an undergraduate in a degree-seeking program towards a first Bachelor's degree
- Entering Freshmen must be admitted to UTRGV by April 1st and have a minimum ACT composite score of 19, or a SAT composite score of 900 (math and verbal), or be in the top 10% of their high school graduating class
- Continuing/Returning students must meet the financial aid Satisfactory Academic Progress requirements and have a minimum GPA of 2.5
- Transfer students must have a cumulative GPA of 2.5
- Priority will be given to students who have filed the FAFSA/TASFA for the upcoming academic year by January 15
Applying for UTRGV Tuition Advantage is easy. Complete the Free Application for Federal Student Aid (FAFSA) online at www.studentaid.gov or the TASFA application (if applicable).To complete the FAFSA, students will need their and their contributor(s) completed U.S. Tax Return (if required to file).Students are strongly encouraged to complete a FAFSA by the February 15th Priority Deadline as funding is limited. You can find more information onhttps://www.utrgv.edu/ucentral/tuition-advantage/
The UTRGV Tuition Advantage grant is a program designed to cover tuition and mandatory fees by first utilizing federal and state aid, like Federal Pell and Texas Grant, scholarships and other gift aid. Any remaining tuition and mandatory fees not covered by these programs will be covered by the Tuition Advantage. Additionally, meal plans and residence hall charges are not considered tuition and mandatory fees; therefore, they will not be covered by UTRGV Tuition Advantage.
No, the UTRGV Tuition Advantage is only offered to students seeking their first bachelor's degree.
Late payment fees, late registration fees, excess credit hour fees, class repeat fees, drop fees, and any fees for auxiliary services (such as parking or citation fees) are not covered by UTRGV Tuition Advantage.
Scholarships are the best way to reduce the overall cost of your Study Abroad trip. Please check with the International Programs and Partnerships office for more information on possible scholarships applications and requirements.
Scholarships are not withheld for courses that don't apply to students' degree plans. However, students with scholarships and that also have need-based aid, could have their scholarships adjusted due to a reduction in the cost of attendance.
Athletes are required to enroll full-time, unless certified to be in final hours before graduation. If an athlete has federal aid in the aid award package and is not enrolled full-time (12 hours or more for undergraduates or 9 hours or more for graduate students) in courses that count in the degree plan, the cost of attendance will be reduced. This may impact financial aid depending on individual aid packages and sources of funds.
A hold placed on a student's records because of a defaulted loan can only be removed by having the student provide documentation from the servicer stating they are either no longer in default or are on a repayment plan. The proper documentation is needed in order to remove such a hold. Additionally, deferment or forbearance options may be exercised in order to bring a student's loan account up-to-date.
You must first complete a FAFSA application. You will receive an award notification (via e-mail, except for Entering Freshmen) as soon as the information is processed. If you are offered a student loan, you may accept or reject via your ASSIST account. If the you were not offered a student loan, you may request additional aid through the Financial Aid website, www.utrgv.edu/finaid.
- Click on the Request Additional Aid option
- log in using your UTRGV credentials and complete the form
- Submit the form
- Print the confirmation number
As per Federal guidelines, the minimum hour requirement to qualify for a federal student loan for any given semester is 6 hours (applies to undergraduates and graduates).
You can request your loan to be re-awarded by visiting the financial aid home page at www.utrgv.edu/finaid and clickingon the menu optionthat says Additional Aid Request and if eligible, it will be re-awarded (please allow 5 - 7 business days).
You can request your loan to be re-awarded by visiting the financial aid home page at www.utrgv.edu/finaid and clicking on menu option Additional Aid Request and if eligible, it will be increased (please allow 5 - 7 business days).
You may return loan funds not needed at any time during the semester for which loan funds were received by returning the funds to the Bursar/Cashier's office . Once loan funds have been returned please submit your receipt to U Central so that loan can be returned to the lender.
As per Federal guidelines, the minimum hour requirement to qualify for a federal student loan for any given semester is 6 hours (applies to undergraduates and graduates).
As per Federal guidelines there is a limit as to how much students can receive per semester. The loan limit per semester is set at half of the maximum annual eligibility. For example if your annual loan eligibility is $5500 in Stafford Subsidized loans, then the maximum you can receive for a semester is $2750.
You may return loan funds not needed at any time during the semester for which loan funds were received by returning the funds to the Bursar/Cashier's Office Once loan funds have been returned please submit your receipt to the financial aid office so that loan can be returned to the lender.
At UTRGV, we strive to keep our loan default rate low, therefore we initially only offer the base loan amount for subsidized or unsubsidized loans. However, if you need the additional loan amount to pay your educational expenses, you may request additional loan funds by going to www.utrgv.edu/finaid and clicking on the menu option Additional Aid Request and if eligible, it will be increased (please allow 5 - 7 business days).
Effective July 1, 2012, subsidized loans for graduate students are no longer available by the Direct Loan program.
Your financial aid office can help track loans with guarantors and the Department of Education. You can also retrieve a complete listing of your student loans from the National Student Loan Data System (NSLDS) at http://nslds.ed.gov.The National Student Loan Data System can tell you who your loan servicer is, and you can visit the servicer's website or call them to find out how to make payments. It is very important that you make your full loan payment on time either monthly (which is usually when you'll pay) or according to your repayment schedule. If you don't, you could end up in default, which has serious consequences.Student loans are real loans-just as real as car loans or mortgages. You have to pay back your student loans. For more information please contact our default prevention office at (956) 665-2411.
A B-On-Time loan is a loan offered to students who meet the program eligibility requirements set by the Texas Higher Education Coordinating Board (THECB) in the amount of $8,480. The THECB has defined an eligible student as being a Texas resident who graduated from Texas high school on or after 2002 - 2003 academic year under the Recommended or Distinguished Achievement program-Advanced High School Program from a public or accredited private high school in Texas or earned an associate's degree from an eligible institution no earlier than May 1, 2005.Repayment begins after the expiration of the 6-month grace period, which begins after the student ceases enrollment on a half-time basis at an eligible institution.It has a 15-year repayment period or a minimum monthly payment of $75.00 and has a 0 percent interest rate. It may be forgiven if students receive an undergraduate degree or certification from an eligible institution and meet certain criteria.
Federal student loans have the same requirement in the summer as they do during Fall/Spring semesters. A minimum 6 hour enrollment is required and be in good academic standing.
Freshman Loan Counseling sessions are required counseling sessions for first time freshman borrowers. The goal of these individual sessions is to inform first time borrowers of their rights and responsibilities with respect to loan borrowing. Students that attend this sessions will be awarded a loan after this meeting.
All first time borrowers will receive funds no earlier than 30 days after the first day of class.
In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers.For more information please go to:https://studentaid.gov/articles/manage-your-pslf-progress/
You must make 120 on-time, full, scheduled, monthly payments on your Direct Loans. Only payments made after October 1, 2007 qualify.You must make those payments under a qualifying repayment plan. When you make each of those payments, you must be working full-time at a qualifying public service organization.For more information please go to:https://studentaid.gov/articles/manage-your-pslf-progress/
If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation.Please visit www.disabilitydischarge.com for more information on the qualification requirements and application process. You may also contact Nelnet Total and Permanent Disability Servicer at 1 (888) 303-7818 for further assistance.
If you received financial aid for this semester you can submit an additional aid request. If you are eligible, you may be awarded a federal student loan to help cover expenses.
Only loans you received under the William D. Ford Federal Direct Loan (Direct Loan) Program are eligible for PSLF.Loans you received under the Federal Family Education Loan (FFEL) Program, the Perkins Loan Program, or any other student loan program are not eligible for PSLF.If you have FFEL and/or Perkins loans, you may consolidate them into a Direct Consolidation Loan to take advantage of PSLF.Only payments you make on the new Direct Consolidation Loan will count toward the 120-month payment requirement for PSLF. Payments made on your FFEL or Perkins loans, even if they were made under a qualifying repayment plan, do not count as qualifying PSLF payments.For more information please visit https://studentaid.gov/articles/manage-your-pslf-progress/
Qualifying employment is any employment with a federal, state, or local government agency, entity, or organization or a non-profit organization that has been designated as tax-exempt by the Internal Revenue Service (IRS) under Section 501(c)(3) of the Internal Revenue Code (IRC).The type or nature of employment with the organization does not matter for PSLF purposes. Additionally, the type of services that these public service organizations provide does not matter for PSLF purposes. A private non-profit employer that is not a tax-exempt organization under Section 501(c)(3) of the IRC may be a qualifying public service organization if it provides certain specified public services.These services include:
- Emergency management
- Military service
- Public safety, or law enforcement services
- Public health services
- Public education or public library services
- School library and other school-based services
- Public interest law services
- Early childhood education
- Public service for individuals with disabilities and the elderly
You can contact the default prevention office at 956-665-2411 or contact your lender, servicer, or guaranteed agency and explain that you cannot pay and why. You may be eligible for a deferment or forbearance and several repayment options that can help you through your financial rough spot.
If you fail to meet the terms of your loan and make your scheduled payments, your loan will eventually go into default. After you are 270 days delinquent, your lender can file a claim with the guarantor of your student loan(s). This means that the guarantor will pay the money you owe to your lender. The guarantor will then be responsible for collecting your loan on behalf of the federal government by way of a repayment plan, wage garnishment and/or income tax refund withholdings. You can contact the default prevention office at (956) 665-2411 for further information.
Claim pending means the guarantor has not yet paid the lender's claim, and it might be possible for you to avoid the consequences of default. However, you must act immediately; once your lender files a claim, there are only a few days before the guarantor will pay the claim.
A deferment allows you to postpone the payment of your loan. You are entitled to defer your student loan payments when certain eligibility criteria are met and you request a deferment. There are nine deferment forms available covering many difficult financial situations. To apply or get further information about deferments, contact your lender, servicer, or TG. To find out whom your servicers are you can log into NSLDS http://www.nslds.ed.gov/nslds_SA/ or contact the default prevention office at (956) 665-2411 for more information.
Forbearance is a period of time during which a lender permits a borrower to temporarily cease making payments, make reduced payments, or delay making payments. Forbearance is usually granted at the discretion of the lender. You are responsible for the interest that accrues; and, if unpaid, the interest may be capitalized. Forbearance is often used to bring delinquent loans current in situations where there is a legitimate financial hardship, and you do not qualify for a deferment. To find out whom your lenders/servicers are you can log into NSLDS http://www.nslds.ed.gov/nslds_SA/ or contact the default prevention office at (956) 665-2411 for more information.
Capitalization occurs when a lender adds the unpaid accrued interest on a loan to your outstanding principal balance, increasing the total amount owed (or the balance). Interest is then accrued on your new total principal balance.
If you are in school and being billed for your student loan(s), you probably transferred schools, dropped below half-time status, or are attending school beyond your anticipated graduation date.You should contact your lender and provide proof of your in-school status whenever your circumstances chaking payments, make reduced payments, or delay making payments. Forbearance is usually granted at the discretion of the lender. You are responsible for the interest that accrues; and, if unpaid, the interest may be capitalized. Forbearance is often used to bring delinquent loans current in situations where there is a legitimate financial hardship, and you do not qualify for a deferment.If you fail to do so, your lender will expect you to begin making payments when your grace period ends.To find out whom your lenders/servicers are you can log into NSLDS http://www.nslds.ed.gov/nslds_SA/ or contact the default prevention office at (956) 665-2411 for more information.